Making Home Buying Exciting and Stress-Free

Buying a home is a thrilling experience. Choosing a REALTOR® is your first smart move to ensure your new home and community meet your needs. My services and expertise cover everything from financial aid to finding the perfect home for you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope to show you why.

As Your Agent, I Will:

• Ensure you see all properties in the area that meet your criteria.

• Guide you through the entire home buying process, from finding homes to securing the best financing.

• Help you avoid overpaying for your new home and steer clear of costly mistakes.

• Answer all your questions about the local market, including schools, neighborhoods, and the local economy.

Before You Start Looking for Your New Home:

• Check your credit rating: Correct any errors promptly.

• Determine a comfortable budget: Consider your down payment and monthly payment.

• Find a suitable loan program: Get pre-qualified or, ideally, pre-approved.

• Choose a trusted REALTOR®: Find someone who understands your needs.

• Select the right neighborhood: Identify the area that best suits your needs.

• Identify essential home features: Determine what features are most important for your new home.

Expected Closing Costs:

• Lender fees: Charges for loan processing, underwriting, preparation, and escrow account setup.

• Third-party fees: Costs for insurance, title search, and inspections, including termite inspections.

• Government fees: Deed recording and state & local mortgage taxes.

• Escrow and interest fees: Homeowner’s insurance, loan interest, real estate taxes, and possibly private mortgage insurance.